Were You Mistreated By Your Insurance Company?
Consumers choose their insurance company based on numerous factors that are important for them. They might make their decisions based on the location of the home office, their competitive pricing, or even the cleverness of their commercials. The end result, however, is always the same. Consumers want their insurance companies to take care of them after an accident. Unfortunately, this is not always the case.
Insurance companies happily take your money and promise to protect you and your family, claiming that “You’re in good hands” or that they will treat you “like a good neighbor.” Unfortunately, when you have been injured, insurance companies (including your own) will work tirelessly to minimize the coverage due to you or to find a way to deny coverage entirely. The reality is that insurance companies are never on your side. Their goal is maximizing profits at your expense. And they do not have anyone’s best interest in mind but their own.
Aaron M. House has worked for years to negotiate settlements with insurance carriers. With years of legal experience, we understand the stress and worry you are facing after a serious accident. Add to that the frustration of dealing with an insurance company that is more concerned about their bottom line than your health — and the situation can become untenable. And we are happy to represent clients faced with bad faith insurance practices or vexatious refusal.
- Insurance bad faith: An insurance company must act in good faith when processing a claim. If they delay, devalue, or deny your claim against their insured without proper investigation, they can be held liable for acting in bad faith. In essence, they are not upholding their end of the agreed-upon contract with their insured who has paid premiums to ensure the recovery of benefits after an accident. We recognize bad faith insurance practices when they occur and can hold insurance companies liable for their bad faith practices.
- Vexatious refusal to pay: In Missouri and Kansas, vexatious refusal to pay is similar to insurance bad faith claims, but it focuses on the contractual relationship between an insurance company and its own client (i.e. the insured). In order to deny a claim by its own insured, and insurance company must have a good faith basis for doing so. If it does not have a good faith basis for denying coverage, and it unreasonably withholds payment due to the insured under the policy, the insurance company can also be held liable for vexatious refusal to pay.
Discuss Your Case At Our Firm
If you feel you were mistreated by your insurance carrier, discuss your case with an attorney at House Law LLC. We offer free consultations at our Kansas City office. We can be reached by phone at 816-875-4260 or by completing our convenient online contact form.