Car crashes are a serious safety risk. The National Highway Traffic Safety Administration (NHTSA) reports that nearly 2.5 million people were hurt in traffic collisions in the United States in 2021 alone. Following a bad crash, you need the maximum possible personal injury settlement. At House Law LLC, we fight to help injured victims hold insurance companies accountable. Do not agree to settle your claim for less than its full value. Here, our Kansas City auto accident lawyer highlights five questions to ask yourself before accepting a personal injury settlement.
1. Have All of My Injuries Fully Healed?
As a general rule, it is a mistake to accept a car accident injury settlement before your condition has stabilized. You need to reach maximum medical improvement (MMI) before the value of your case can actually be determined. Ask yourself: Have my injuries been completely healed, or have they stopped healing? If not, it may be premature to settle your car accident claim.
2. Does the Insurance Settlement Amount Cover My Out of Pocket Costs?
You have the right to seek compensation for the full extent of your economic losses. That includes all of your economic damages. Ask yourself: Does the settlement offer cover my out-of-pocket costs? If so, you may be entitled to additional financial compensation.
3. Has My Pain and Suffering Been Properly Accounted for in the Settlement?
You can seek financial compensation for pain and suffering as part of a car accident injury claim in Kansas City. Ask yourself: Does the settlement reflect fair compensation for pain and suffering? If not, you may be entitled to negotiate for more compensation to cover your non-economic damages.
4. Am I Feeling Undue Pressure to Agree to the Settlement from the Insurer?
Insurance companies can be very hard to work with. The unfortunate truth is that they do not have the best interests of injured victims at heart. They want to pay out less to settle claims. Ask yourself: Am I feeling unfairly pressured by the insurance company to settle the case? If so, that is generally a bad sign. If an insurer strongly wants you to settle right away, it could be a bad offer.
5. Has My Settlement Proposed Been Reviewed By a Lawyer?
Your insurance settlement should be negotiated and evaluated by an experienced Kansas City car accident attorney. Ask yourself: Do I have a lawyer who I can trust? If you have already been offered a settlement, an attorney can review it during a free consultation to ensure that it is fair.
Schedule a Free Case Review With a Top-Tier Kansas City Car Accident Lawyer
At House Law LLC, our Kansas City auto accident attorney provides results-focused advocacy to injured victims. Do you have any questions about a car accident settlement? We are more than ready to help. Call us now or contact us online for a free case review. We fight for the rights of car crash victims in Kansas City and the surrounding region in Missouri and Kansas.
Tags: brain injury, personal injury, traumatic brain injury
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