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How Insurance Adjusters Can Use Your Words Against You

On behalf of House Law LLC posted in insurance on April 29, 2022

If you or a loved one was involved in a car crash, you almost certainly reported the incident to your insurance carrier as soon as possible. Insurance companies exist to help you recover compensation following accidents. Speaking to an adjuster can be challenging and sometimes destructive to a personal injury claim, however. Following a crash, […]

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What if Your Insurance Carrier Fails to Investigate a Claim?

On behalf of House Law LLC posted in insurance on November 5, 2021

After a car crash, the accident victims initiate claims through their own insurance but what if your Insurance Carrier Fails to Investigate? Before initiating a claim, insurance carriers almost always investigate the accident to validate details about how the crash occurred as well as to assess the value of the damages claimed.

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Understanding the Role of a Private Investigator

On behalf of House Law LLC posted in insurance on February 4, 2021

Insurance companies are businesses. Minimizing money paid to injured victims is what the Insurance company wants. The most common ways that insurance companies limit payout is denying or delaying claims, and paying the least compensation possible. In order to help minimize the claims, insurance carriers often rely on private investigators to investigate claims. Thus, If […]

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How to Increase Your Chances of Receiving a Car Insurance Settlement

On behalf of House Law LLC posted in insurance on September 18, 2020

Being involved in a car accident is an overwhelming experience. The Centers for Disease Control and Prevention reports that approximately 2 million people are injured in car accidents each year, while 32,000 individuals are killed. For people involved in car collisions in Missouri, it is easy to end up feeling confused and uncertain about how […]

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Was Your Insurance Claim Denied in Bad Faith?

On behalf of House Law LLC posted in insurance on June 12, 2020

A bad faith claim occurs when an insurance company does not fulfill its contractual obligation to a person who has purchased insurance coverage (known as an “insured”). Every state has different laws governing an insurance company’s obligation to an insured. Sometimes insurance companies act in bad faith by denying a legitimate claim against their insured […]

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Defenses Insurance Companies Use to Avoid Paying Car Crash Claims

On behalf of House Law LLC posted in insurance on March 27, 2020

Vehicle collisions often result in thousands of dollars in medical bills alone. Other economic losses such as property damage and lost wages can drive this figure even higher. Additionally, car accident victims are entitled to compensation for their noneconomic losses, such as pain and suffering. Legally, auto insurance companies have a duty to pay this […]

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Common Insurance Company Defenses in Motorcycle Crash Claims

On behalf of House Law LLC posted in insurance on January 3, 2020

Because motorcyclists are almost completely exposed to danger, in that they are not insulated from the outside world inside a car or truck, a motorcycle rider is 28 times more likely to die in a car crash than a vehicle occupant.

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UNDERinsured & UNinsured Motorist Claims

On behalf of House Law LLC posted in car accidents insurance on August 23, 2015

More than 10 million car accidents occur in the United States each year. Most of these accidents are the result of a negligent driver. Too often, the negligent driver is either UNDERinsured or UNinsured. Underinsured means the negligent driver has insufficient insurance to pay for the damages he has caused. Uninsured means that the negligent […]

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