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Defenses Insurance Companies Use to Avoid Paying Car Crash Claims

On behalf of House Law LLC posted in insurance on March 27, 2020

Vehicle collisions often result in thousands of dollars in medical bills alone. Other economic losses such as property damage and lost wages can drive this figure even higher. Additionally, car accident victims are entitled to compensation for their noneconomic losses, such as pain and suffering. Legally, auto insurance companies have a duty to pay this […]

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Vicarious Liability in Car Wreck Claims: What is it and Why Does it Matter?

On behalf of House Law LLC posted in car accidents on March 13, 2020

Missouri has one of the highest percentages of uninsured motorists in the country. Additionally, the Show-Me State has one of the lowest auto insurance minimum requirements in the country. Therefore, a number of tortfeasors (negligent drivers) may not have enough insurance coverage to provide fair compensation, especially in catastrophic injury cases. That is one reason […]

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How Can You Stack Policies in Personal Injury Cases?

On behalf of House Law LLC posted in blog on June 28, 2019

Your auto insurance policy coverage may be higher than you think, due to the ability to stack multiple insurance policies.  In fact, if you’re injured in an accident, and the other driver is at fault and has multiple policies, or the driver has multiple vehicles covered under one policy, stacking may be available.  Both Kansas […]

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Understanding Auto Insurance: What You Need to Know About Property Damage and Comprehensive Coverage

On behalf of House Law LLC posted in blog on June 14, 2019

If another driver on the road hits your car and is at fault, their insurance should cover damage to your vehicle and personal property.  If the damage to your vehicle is sever, your vehicle may be deemed a total loss. Because insurance companies have a reasonable period of time to investigate and determine fault, this […]

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Understanding Auto Insurance: How Personal Injury Protection (PIP) and Med Pay Work

On behalf of House Law LLC posted in blog on June 7, 2019

If you’re injured in a car accident, and you’re not at fault, how do you get your medical costs covered? The answer is a little different, depending on whether you live in Missouri or Kansas. In Kansas, every automobile insurance policy is required to provide personal injury protection benefits, but in Missouri, these medical benefits […]

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Understanding Auto Insurance: What If I’m Injured by Someone Without Insurance or Someone Who Flees the Scene?

On behalf of House Law LLC posted in blog on May 31, 2019

In some situations, it is difficult or impossible to get the driver who injured you and caused your accident to pay for the damages they caused. The police might not be able to find the driver if they fled the scene of the accident. Sometimes the driver does not have insurance or adequate assets to […]

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