A bad faith claim occurs when an insurance company does not fulfill its contractual obligation to a person who has purchased insurance coverage (known as an “insured”). Every state has different laws governing an insurance company’s obligation to an insured. Sometimes insurance companies act in bad faith by denying a legitimate claim against their insured […]
Continue reading Was Your Insurance Claim Denied in Bad Faith?
Tags: insurance
Vehicle collisions often result in thousands of dollars in medical bills alone. Other economic losses such as property damage and lost wages can drive this figure even higher. Additionally, car accident victims are entitled to compensation for their noneconomic losses, such as pain and suffering. Legally, auto insurance companies have a duty to pay this […]
Continue reading Defenses Insurance Companies Use to Avoid Paying Car Crash Claims
Tags: auto insurance, car accidents, insurance
Missouri has one of the highest percentages of uninsured motorists in the country. Additionally, the Show-Me State has one of the lowest auto insurance minimum requirements in the country. Therefore, a number of tortfeasors (negligent drivers) may not have enough insurance coverage to provide fair compensation, especially in catastrophic injury cases. That is one reason […]
Continue reading Vicarious Liability in Car Wreck Claims: What is it and Why Does it Matter?
Tags: auto insurance, car accidents, insurance
Because motorcyclists are almost completely exposed to danger, in that they are not insulated from the outside world inside a car or truck, a motorcycle rider is 28 times more likely to die in a car crash than a vehicle occupant.
Continue reading Common Insurance Company Defenses in Motorcycle Crash Claims
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In Missouri and Kansas, ERISA liens are becoming a more common issue for people injured due to another person’s negligence. While ordinarily health insurance companies in Missouri and Kansas are prohibited from being reimbursed out of a settlement or judgment, Self-Funded ERISA Plans have a right to be reimbursed if the Plan language indicates such […]
Continue reading Liens on Your Personal Injury Settlement: Self-Funded ERISA Plans
Tags: insurance, liens, personal injury
When you were purchasing your auto insurance policy, your insurance agent may have mentioned adding an umbrella policy to your existing coverage. While many want umbrella coverage so that they have additional protection from liability, an umbrella policy may also provide coverage for injuries you receive during an accident because of someone else’s negligence. This […]
Continue reading Understanding Auto Insurance: What Are Umbrella Policies and Do You Need Them?
Tags: insurance, personal injury
Imagine driving to the mall on the weekend. You have a full day of shopping ahead. Unfortunately, your plans changed because another vehicle made an illegal left turn in front of you. Now, your sedan is totaled, you have severe neck and back pain, and you may miss a substantial amount of work.
While dealing with your injuries can be traumatic enough, you also have to deal with the insurance company. Insurance companies are notoriously difficult when it comes to filing claims. One thing that will help you through the process is getting advice from an experienced personal injury attorney in the Kansas City area. Another thing that will help you is knowing the dos and dont’s of car insurance claims.
Continue reading After a car wreck in Kansas City: Dealing with the insurance company
Tags: car accident, insurance
It is a common enough occurrence and it was bound to happen to you eventually. You were on your way to the office in rush hour traffic. You came to a stop behind a traffic jam. The car behind you did not. The impact from the vehicle that rear-ended you was hard enough to push you into the car ahead and caused your airbag to deploy.
Now you are dealing with a broken nose, a nasty case of whiplash, and a boss that is not very happy with the time you have to take off from work. On top of that, your brand new sedan looks very similar to an accordion.
Continue reading Rear-ended on your way to work? Here’s what you need to know
Tags: car accident, insurance
It is important to take specific steps following any serious car accident to protect the value of your personal injury claim. Insurance claims adjusters will deny your personal injury claim for compensation unless you preserve evidence of liability and damages.
Continue reading Avoiding Common Mistakes and Maximizing Your Car Accident Personal Injury Claim
Tags: car accident, insurance, personal injury
More than 10 million car accidents occur in the United States each year. Most of these accidents are the result of a negligent driver. Too often, the negligent driver is either UNDERinsured or UNinsured. Underinsured means the negligent driver has insufficient insurance to pay for the damages he has caused. Uninsured means that the negligent […]
Continue reading UNDERinsured & UNinsured Motorist Claims
Tags: car accident, insurance
