What Makes Catastrophic Injury Claims Different (and Why You Need Specialized Representation)

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Aaron House

What Makes Catastrophic Injury Claims Different (and Why You Need Specialized Representation)

Unfortunately, some accidents cause severe, life-changing harm to the victim. A catastrophic injury is a severe injury that typically causes long-lasting or permanent damage to a person’s physical or cognitive abilities. Examples include spinal cord damage, amputations, and severe TBIs.

Catastrophic injuries are complicated claims. It is imperative that victims and families have the right legal advocate on their side. Here, our Kansas City catastrophic injury attorney highlights five key points that make catastrophic injury claims unique.

The Victim Will Almost Invariably Have Ongoing/Long-Term Medical Needs

The victims of these injuries often require ongoing medical care, rehabilitation, and assistance with daily activities. This makes catastrophic injury claims different from other personal injury cases, as long-term medical needs must be considered and adequately compensated.

Non-Economic Damages are Often Significant

In catastrophic injury claims, non-economic damages such as pain and suffering, emotional distress, and loss of enjoyment of life are often significant. These damages are more challenging to quantify but can greatly impact the victim’s quality of life. They must be carefully evaluated and included in the overall compensation demand.

Family Members May Need to Be Involved in the Claims Process

Catastrophic injuries not only affect the victims but also their families. Family members may need to provide care, make financial decisions, and advocate for their loved ones during the claims process. In some cases, a victim may not be able to represent themselves due to the severity of their injury.

Defendants and Insurers are Especially Aggressive

Due to the high potential value of injury claims, defendants and insurance companies may be more aggressive in their defense. They often employ tactics to minimize their liability or deny claims altogether, making it essential for victims to have experienced legal representation.

Insurance Company Policy Limits May Be an Issue

In catastrophic injury cases, the cost of ongoing medical care and other damages can quickly exceed the policy limits of the responsible party’s insurance. This creates additional challenges in securing full compensation for the victim, as it may be necessary to pursue other sources of recovery.

Victims and Families Need a Lawyer With Specialized Catastrophic Injury Expertise

Given the unique and high-stakes nature of injury claims, it is especially vital that victims and families have a knowledgeable and experienced advocate on their side.

At House Law LLC, our Kansas City catastrophic injury attorney has what it takes to help victims and families get justice and the maximum financial compensation to cover future medical costs and non-economic damages, including pain and suffering, emotional distress, and permanent disability.

Contact Our Kansas City Catastrophic Injury Lawyer Today

At House Law LLC, our Kansas City catastrophic injury attorney has a compassionate, reliable advocate for justice. We have the specialized experience and legal expertise that victims and families can count on when they need help the most. Contact us now for a free, no-obligation consultation. From our office in Kansas City, we handle injury claims in Missouri and Kansas.

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