What Should You Know if You are in a Missouri Car Accident but Live Out of State

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What Should You Know if You are in a Missouri Car Accident but Live Out of State

If you have been injured in a Missouri Car Accident but live in another state, you likely have countless questions about what you can do to obtain the results you deserve. Each car crash presents unique obstacles for victims who are interested in pursuing compensation. Some cases, however, are substantially more difficult than others. The following are critical details that you should remember if you find yourself in such a situation. 

What Laws Apply to Your Case?

One of the most commonly asked questions when it comes to accidents occurring outside of a person’s home state in which state laws will apply to the case. Most of the time, your claim will follow the laws of the state where the accident occurred. 

How Insurance Coverage Applies

Even if you are not in your home state when a crash occurs, you are still likely covered by your insurance policy. This is because most insurance policies cover individuals in all 50 states as well as U.S. territories. Remember, though, it is still a good idea to review the terms of your policy to double-check.  Many policies exclude coverage for injuries that occur outside of the United States.  

Always Follow These Critical Steps 

No matter if your accident occurred down the street from your house or on the other side of the country, there are some critical steps that you should always remember to take. Failure to take these actions can end up jeopardizing the outcome of your claim and the amount (if any) of the compensation you receive. As a result, you should remember to:

  • Call 911. This way, you can make sure to receive a medical evaluation to assess whether you incurred any injuries in the accident. You can also make sure that a police report is written about the car crash accident. Police reports can prove persuasive in a court of law in establishing how an accident occurred.   
  • Contact an attorney as soon as possible so that the attorney has the greatest opportunity to protect you and maximize your potential recovery.  
  • Take pictures of the vehicles, the scene of the accident, and anything else involved in the accident. While accident reconstruction experts may end up playing a role in your case, making sure that this crucial evidence is preserved helps to ensure that you have documentation of the crash. 

Missouri Law and Reporting Car Accidents

Unlike some other states, Missouri law requires reporting most car crashes. Some of the occasions in which a car accident must be reported include:

  • The crash resulted in injuries, fatalities, or property damage greater than $500
  • The crash involved uninsured drivers

Speak With a Compassionate Missouri Accident Attorney

If you or a loved one was impacted by a Missouri Car Accident while out of your home state, you are likely facing countless complications in the path to obtaining compensation. One of the best things that you can do in such a situation is to obtain the assistance of an experienced attorney. Contact House Law LLC today to schedule a free case evaluation. 

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